My Dividend Portfolio. Month 28, Week 1 (+Video)

⭐️ For Premium Partners Only

Hi partners — Max here!

This week, I actually mapped out my purchases on Thursday because Friday was going to be pretty busy with family stuff. And that’s one of the things I really like about the way I invest.

I don’t need to wait for some perfect moment or specific day to put money to work. It doesn’t really matter whether it’s Monday, Thursday, or Friday. I simply add another brick to the portfolio, and from that point on, that capital starts generating more passive income while I’m busy living my life.

In a way, I have control without having to control every little detail. I know what I’m looking for, I follow the system, I put the capital to work, and then I let the portfolio do its job.
This week was also a little more interesting because it was time to reinvest the dividends I collected in September. And that’s almost $1,400 in additional capital going back to work. Not bad at all.

The portfolio is now generating more than $1,000 in dividends in almost every month, and in some months we’re already getting close to $2,000. That’s how the income engine gradually starts picking up speed. New dividends buy new shares. Those new shares generate more dividends. And those dividends eventually buy even more shares.

The income tree keeps growing.

Below, you'll find the usual detailed breakdown of what I bought this week, how the portfolio is positioned today, and what I'm planning for next week and beyond.

And this time, you'll also find the complete video review with my personal commentary and the full investment process behind this week's decisions.

My portfolio is a fully transparent, real-time journey — no polishing the numbers and no adjusting results after the fact.

It’s a path anyone can follow with the right system, such as the MaxDividends Income System, and the MaxDividends Platform.

Alright — let’s get to today’s buys. So grab a coffee — let’s dig in ☕💪

What I Bought, How Things Look

Every Friday, I put $3,000 plus dividends to work with one clear mission: reach $12,000 a month in dividends within 120 months.

But the real reason this works isn’t willpower or motivation. It’s the system — and the technology behind it.

The MaxDividends Income System defines what to buy, when to buy, and what to ignore. The MaxDividends Platform keeps the compass steady — tracking income, scores, risks, and signals whether I’m at my desk, out walking, or fast asleep.

The portfolio doesn’t need me to be “on.” It doesn’t care if I’m busy, tired, traveling, or doing absolutely nothing. The process keeps running.

What I enjoy most is watching the portfolio do its job — seeing which positions keep quietly compounding, and which names stay on the watchlist until the data finally lines up.

That’s how the snowball really builds. Just repeatable decisions, steady dividend deposits, and a system that keeps stacking progress week after week.

When you step back and look at the full picture — essentials, lifestyle, family needs, small trips, and a buffer — dividend income stops being a theory and turns into a practical roadmap.

Here’s where the journey stands today:

Freedom Bar:
█████████████░░░░░░░░░░░░░░ ~39% complete (+1% vs last week)

(based on current projections)

My dividend income is now running at about $1,245 per month. It’s not a headline number. It won’t trend on social media. But it does matter.

Because this is what real progress looks like when income is built the right way. Quiet. Measurable. The income base keeps rising.

Every reinvested dollar tightens the structure. Every dividend hike raises the floor. And over time, that turns into momentum you can actually feel.

Community Trust Bancorp is a regional bank holding company headquartered in Kentucky. Through Community Trust Bank and its wealth management operations, the company provides commercial and personal banking, lending, trust, and investment services across Kentucky, West Virginia, and Tennessee.

It’s a traditional regional banking business with a long operating history, a strong deposit franchise, and an established dividend record — giving me another way to build exposure to the Financials side of the portfolio.

Why today?

The timing here is interesting because Community Trust Bancorp is coming off a strong first half of 2026. The company reported record earnings for the second quarter, supported by higher net interest income and continued profitability across the business.

Then, at the end of July, CTBI raised its quarterly cash dividend again — another positive signal from a company with a long history of returning cash to shareholders.

Regional banks are also operating at an interesting point in the interest-rate cycle. The environment around rates and the yield curve continues to evolve, which can create both pressure and opportunity across the banking sector.

RPM International is a global specialty coatings and building materials company. Its businesses manufacture coatings, sealants, construction materials, and related products used across commercial construction, infrastructure, industrial applications, and consumer markets. The company operates through three main groups: Construction Products, Performance Coatings, and Consumer.

It’s the kind of business I like for the portfolio because a meaningful part of demand comes from repair, maintenance, and renovation rather than relying entirely on new construction. RPM also brings an exceptional dividend history - the company has increased its cash dividend for 52 consecutive years.

Why today?

RPM is coming off a record fiscal 2026. Full-year sales reached $7.86 billion, up 6.7%, while adjusted EBIT exceeded $1 billion for the first time. For fiscal 2027, management is guiding for sales growth of 3% to 7% and adjusted EBITDA growth of 5% to 10%.

The operating environment remains mixed. Repair and maintenance, high-performance buildings, and infrastructure projects continue to support demand, while the Consumer segment has been showing signs of stabilization. At the same time, the company continues to face inflationary pressure across parts of the business.

In September, RPM announced an agreement to acquire Volteco, an Italian waterproofing company. The transaction expands RPM’s Construction Products portfolio and its presence in specialized waterproofing solutions.

That puts ~$4,371 total to work this week, including the dividends collected in September.

🔗 View the live portfolio: MaxDividends $12K in 120 Months Strategy Portfolio

The snowball keeps rolling — heavier every week.

Each raise locks in more lifetime income and lifts my yield on cost. Quiet, steady, automatic.

This is what a real dividend roadmap looks like. No guessing. No spreadsheets. Just a clear plan — tracked, forecasted, and executed inside the MaxDividends Platform.

Here’s a look inside my portfolio this week:

Passive income now covers ~54% of my grocery expenses. The snowball keeps getting bigger every week.

All of this is tracked inside the MaxDividends Research Platform | Portfolio Tracker — my roadmap and compass. It shows payouts, raises, and exact progress toward the $12K/Month’ finish line.

If you’re not using it yet, you’re leaving a serious edge on the table.

10/01 Update — email me anytime: [email protected]

Alright partners, there’s quite a bit to talk about this week.

It’s been a great week. I reinvested the dividends collected in September, and my passive income is now getting very close to another important milestone - $1,250 per month in dividends. I set that as my next target just a few months ago, and now it’s already within reach. That’s how this journey works. Step by step, week by week, every new investment moves me a little closer to the bigger goal.

As usual, I paid special attention to the sectors that are still slightly underrepresented. At this point, the portfolio looks very balanced overall, so I’ll continue looking for opportunities among the areas where I still have room to add.

And fortunately, the market continues to give me those opportunities. There are quite a few interesting businesses trading at levels I find attractive right now, which gives me plenty of options without having to chase anything. That plays perfectly into my dividend plan.

The system stays the same. Capital stays disciplined. We keep building. Steady steps. Clear roles. Long horizon. That’s the rhythm.

The MaxDividends Income System — combined with selecting high-quality dividend companies using our 5-step secret formula, and supported by the MaxDividends Platform — allows me to build my own path toward financial freedom.

Every week I place another brick into the foundation of that future freedom. And today those bricks are already hard to miss. The results are becoming visible. They are becoming tangible.

The most remarkable thing about this seemingly simple formula for success is that it’s repeatable. I invest in businesses I genuinely like. I choose companies I trust. And my passive dividend income keeps growing.

Live off dividends on your terms! 💪💰

Over the past few days, we’ve been doing a lot of testing, and we’ve just rolled out another interesting update for the Dividend Tracker on the MaxDividends Research Platform. It’s currently in beta, and it’s called Co-Pilot.

Co-Pilot lets you set your own rules for when to sell.

For example, you can set a rule to sell if a company cuts its dividend or stops paying it altogether. Or if the company’s Dividend Safety Score falls below a safe level.

Instead of keeping track of all these events yourself, you can automate the process with Co-Pilot. It will monitor the conditions for you and flag a company when it meets the sell rules you’ve set.

This is a new feature inside the MaxDividends Research Platform, available in your portfolio settings.

You can turn it on to automatically monitor for events that may signal it’s time to sell a company.

For example, a classic DGI strategy says that if a company cuts or suspends its dividend, you sell the stock. With this new setting, you can now automate the monitoring of that event.

If any company in your portfolio cuts its dividend, Co-Pilot will flag it for you and send you an email notification.

This isn’t gambling or chasing hype. It’s a proven system:

That’s why the income snowball keeps rolling — heavier each month, stronger each year.

Every quarter I put $300 into each of my three kids’ portfolios — building generational wealth one brick at a time.

Kids’ Portfolios:

Donaldson is a global leader in filtration systems used across industrial equipment, transportation, aerospace, and life sciences. The company benefits from a large installed base and recurring replacement demand, supporting steady cash flow and consistent long-term growth.

IDEX manufactures highly engineered products used in healthcare, industrial, water, and scientific applications. Its portfolio of niche market leaders, combined with disciplined acquisitions and strong margins, has made IDEX a reliable long-term compounder.

Lindsay is a leading provider of irrigation equipment and transportation infrastructure solutions. The business is supported by long-term demand for water efficiency, agricultural productivity, and infrastructure investment, providing a solid foundation for future growth.

Aptar specializes in dispensing and packaging solutions used across healthcare, beauty, and consumer products. The business is supported by recurring demand, innovation, and long-term customer relationships, creating a solid foundation for steady growth.

Gorman-Rupp designs and manufactures pumps used in water, wastewater, construction, industrial, and municipal applications. The company serves essential infrastructure markets, generating resilient cash flow and supporting steady long-term dividend growth.

This is where the long game plays out. Beyond the weekly $3,000 experiment, my family’s core portfolio is the real backbone — built for high-yield dividend growth, steady compounding, and financial security for years to come.

Here I’ll break down where things stand today, how the plan for this quarter looks, and why this portfolio is designed to cover every family expense while still growing stronger over time.

I’ve spent the past 20 years building businesses. That’s where most of my capital came from. But now, at 40 and with three kids, I want to stay involved in business and investing on my terms.

My goal? More time with family, freedom to focus on what matters, and a portfolio that pays me whether I’m working or not. That’s why in 2025, I’ve started transitioning to fully living off dividends.

The mission hasn’t changed: build a high-yield, dividend-growing portfolio that delivers steady cash flow and strong long-term returns.

With the MaxDividends Concept, my team and I scan markets across the U.S., Europe, and Asia to find financially strong companies with a track record of raising dividends. This way, I’m not just chasing price growth — I’m building a paycheck that grows by itself.

(*Dividend totals vary slightly due to exchange rates.)

This portfolio alone now pays over ~$8,009/month in dividends. Every dollar is reinvested, fueling even faster growth.

This week, I decided to add a few more shares of Zoetis Inc. I like the current levels, and I like the business.

The way I see it, the current situation looks like a manageable opportunity, especially since Zoetis still represents a very small part of my overall family portfolio.

So today, I’m putting another ~$300 from incoming dividends to work and adding more shares.

✅ 90% High-Yield Dividend Growth Stocks – These names pay me consistently and raise dividends year after year.

✅ 10% Capital Growth Stocks – A smaller bucket for faster-growing companies. When I sell, half the profits go into new growth stocks and half into high-yield dividend payers.

Each hike locks in more income for life — steady raises with zero extra work.

My plan for 2026 is simple: keep adding new money and keep reinvesting every dollar of dividends.

A new quarter means it’s time to update the plan.

For Q2-Q3 2026, my goal was to cross $8,000 per month in dividend income.

Now that the third quarter is officially behind us, it’s time to look at the results. Overall, it was a very good quarter. I reached the goal I had set, and my monthly dividend income is now firmly above the $8,000 mark. Depending on currency exchange rates, it currently fluctuates between roughly $8,020 and $8,070 per month.

For Q4, I’m setting a much more conservative target - crossing $8,100 per month by the end of the year.

Why so conservative? Because we’re planning a couple more family vacations before the end of the year, and the dividends will help pay for those trips. So for the next few months, I’m not planning to invest as aggressively. Instead, my family and I are going to vacation aggressively. :)

But here’s the part I really like. Even while using some of that dividend income to enjoy life today, I still expect my passive income to finish the year higher than where it is now. That’s one of my favorite things about building passive income through dividend-paying stocks. The portfolio can keep moving forward while the income it produces is already helping us live the life we built it for.

That’s how this works: steady contributions, rising payouts, and the snowball doing the rest.

That's how this works: steady contributions, rising payouts, and the snowball doing the rest.

The strategy doesn’t change. I’m looking for stable, undervalued Dividend Eagles that start with solid yields and have the strength to keep paying and raising over time. Dividends are my lever — I collect them, reinvest them, and let compounding do the heavy lifting.

I won’t lock in specific tickers right now — opportunities shift as the quarter unfolds. What matters is scanning the best markets worldwide: the U.S., Canada, Japan, Australia, the U.K., and Europe, and picking financially strong companies that fit the MaxDividends Income System.

And for my kids? The playbook stays the same: $300 each, every quarter. Three kids, three portfolios, one steady strategy to build generational wealth.

The mission stays the same too: steady income, steady growth, and the freedom that comes from reinvesting.

Right now, it’s all about speeding up the cycle — dividends keep rising, capital keeps compounding, and every reinvested payout brings us closer to true financial freedom.

By 2033–2035, I expect my Core Portfolio alone to generate $16K–$18K/month in dividends. Combine that with my $12K-in-120-months experiment, and the total passive income goal is $30,000/month.

That’s full financial independence: family expenses covered, reinvestment rolling, and freedom secured.

That’s all for today’s update.

Wishing you steady growth and financial peace,
Max

💌 Questions or thoughts? Reach me anytime at [email protected]

Learn the MaxDividends Way