My Dividend Portfolio. Goal: $12K in 120 Months — Month 23, Week 3

Hi partners — Max here!

This week turned out to be a busy one. Not because of any events or news — not at all.

Alongside my regular weekly purchases, I reinvested all dividends received in April, closed one position that no longer fit the system, and added a brand-new company to the portfolio.

Below you’ll find a detailed breakdown of what I bought today, how the portfolio looks right now, and my plans for next week and beyond.

My portfolio is a fully transparent, real-time journey — no polishing the numbers and no adjusting results after the fact.

It’s a path anyone can follow with the right system and the MaxDividends app.

Alright — let’s get to today’s buys. So grab a coffee — let’s dig in ☕💪

What I Bought, How Things Look

Every Friday, I put $3,000 plus dividends to work with one clear mission: reach $12,000 a month in dividends within 120 months.

But the real reason this works isn’t willpower or motivation. It’s the system — and the technology behind it.

The MaxDividends Income System defines what to buy, when to buy, and what to ignore. The MaxDividends App keeps the compass steady — tracking income, scores, risks, and signals whether I’m at my desk, out walking, or fast asleep.

The portfolio doesn’t need me to be “on.” It doesn’t care if I’m busy, tired, traveling, or doing absolutely nothing. The process keeps running.

What I enjoy most is watching the portfolio do its job — seeing which positions keep quietly compounding, and which names stay on the watchlist until the data finally lines up.

That’s how the snowball really builds. Just repeatable decisions, steady dividend deposits, and a system that keeps stacking progress week after week.🚦 Freedom Bar — One Simple View

When you step back and look at the full picture — essentials, lifestyle, family needs, small trips, and a buffer — dividend income stops being a theory and turns into a practical roadmap.

Here’s where the journey stands today:

Freedom Bar:
█████████████░░░░░░░░░░░░░░░ ~40% complete

(based on current projections)

My dividend income is now running at about $1,033 per month. It’s not a headline number. It won’t trend on social media. But it does matter.

Because this is what real progress looks like when income is built the right way. Quiet. Measurable. Repeatable. This is another clean step toward the next level — $1,000 per month. The portfolio is getting heavier. The income base keeps rising.

Every reinvested dollar tightens the structure. Every dividend hike raises the floor. And over time, that turns into momentum you can actually feel.

Booz Allen Hamilton is a consulting and technology partner focused on government and defense contracts.

This week, I used part of the capital from the Microchip Technology sale to open this new position. The business benefits from long-term contracts, stable demand, and strong cash generation — a strong fit for the portfolio’s dividend growth strategy.

ADP provides payroll and HR services to businesses. Companies need these services in all market conditions, which makes revenue highly stable.

I used another part of the capital from the MCHP sale to continue building this position and strengthen the portfolio’s recurring income base.

Tractor Supply sells products for rural living — from farming supplies to pet care. Demand has remained steady even in a slower economy, and the company keeps expanding its store base. It’s a simple, resilient retail story with consistent growth.

Mueller Industries manufactures industrial and infrastructure products used across construction, HVAC, and plumbing systems. The company continues benefiting from industrial demand and disciplined capital allocation. This was also part of my regular weekly investment plan.

Zoetis is a global leader in animal health. This purchase was funded entirely by dividends received in April — a direct example of the dividend snowball at work. Cash generated by the portfolio immediately went back into a high-quality dividend growth business, increasing future income even further.

➡️ New capital invested this week: ~$3,097

➡️ Capital rotated from MCHP sale: ~$15,349

➡️ April dividends reinvested: ~$1,029

During this week’s update of the MaxDividends Buy/Hold/Sell list (available in the MaxDividends App: Tools → List), one of the dividend names was moved to Sell.

I follow this list closely and make changes at the same time as those who use it.

Microchip Technology was moved to Sell for the following reason:

I agree with this assessment. The company’s current financial score is 82, down 1 point from the previous update — approaching the lower end of the acceptable range. Combined with a very high dividend payout relative to earnings, I don’t see it as reasonable to continue holding.

I’ll use the money from this sale next week, adding my regular $3,000 investment and April dividends. The system stays the same.

🔗 View the live portfolio: MaxDividends $12K in 120 Months Strategy Portfolio

The snowball keeps rolling — heavier every week.

Each raise locks in more lifetime income and lifts my yield on cost. Quiet, steady, automatic.

This is what a real dividend roadmap looks like. No guessing. No spreadsheets. Just a clear plan — tracked, forecasted, and executed inside the MaxDividends App.

Here’s a look inside my portfolio this week:

All of this is tracked inside the MaxDividends App — my roadmap and compass. It shows payouts, raises, and exact progress toward the $12K finish line.

If you’re not using it yet, you’re leaving a serious edge on the table.

05/01 Update — email me anytime: [email protected]

Alright partners, there’s quite a bit to talk about this week.

This week completed the portfolio rotation that started last Friday.

I sold my position in Microchip Technology (MCHP) because the company no longer meets the quality standards of the MaxDividends Income System and was officially moved to Sell in the MaxDividends Buy/Hold/Sell list inside the MaxDividends App.

This week, I redeployed that capital into a new position — Booz Allen Hamilton — and also added more shares of Automatic Data Processing.

I wrote about Booz Allen in detail here:

This week, I also reinvested all dividends received in April — about $1,000.

At this point, I’ve reinvested more than $12,000 in total dividends back into the portfolio. And today, another $1,000 went right back to work — adding 9 more shares of Zoetis to the portfolio. That’s the dividend flywheel in motion.

The reinvested capital alone is now generating more than $500 per year in additional dividend income. That’s a powerful thought.

I planted a strong tree — and now it’s growing by itself. Every month, faster and stronger. Just think about it for a moment. Only 23 months ago, this portfolio started from zero. And today, over $500 per year is hitting my bank account from dividends earned on dividends. That’s compound interest in action — live, visible, and working in real time.

While analysts publish reports and forecasts, my money is already doing its job without me — increasing my income every single month. Forever.

The system stays the same. Capital stays disciplined. We keep building. Steady steps. Clear roles. Long horizon. That’s the rhythm.

The MaxDividends Income System — combined with selecting high-quality dividend companies using our 5-step secret formula, and supported by the MaxDividends app — allows me to build my own path toward financial freedom.

Every week I place another brick into the foundation of that future freedom. And today those bricks are already hard to miss. The results are becoming visible. They are becoming tangible.

The most remarkable thing about this seemingly simple formula for success is that it’s repeatable. I invest in businesses I genuinely like. I choose companies I trust. And my passive dividend income keeps growing.

Live off dividends on your terms! 💪💰

Over the next two weeks we’ll continue filling the database so the metric becomes available for all REITs in the MaxDividends App.

This covers roughly 300 real estate funds across global markets. From this point forward, the AFFO (EPRA) payout ratio will remain continuously available and regularly updated for each of you.

This is a unique development. Very few services provide this level of REIT payout analysis, and most of them are paid platforms costing anywhere from $40 to $150 per month.

For you, it’s all included — as part of your current subscription. We keep building. You keep investing. And together, the system keeps getting stronger. 💰

We help you get paid — forever. Live off dividends. On your terms.

This isn’t gambling or chasing hype. It’s a proven system:

That’s why the income snowball keeps rolling — heavier each month, stronger each year.

Every quarter I put $300 into each of my three kids’ portfolios — building generational wealth one brick at a time.

Kids’ Portfolios:

This is a diversified industrial with a long history of steady execution and strong cash flow generation. Dover combines recurring revenue streams with disciplined capital allocation, making it a reliable long-term compounder.

Nucor is a leading steel producer with a flexible, low-cost operating model. The company benefits from strong demand across construction and infrastructure, while maintaining a shareholder-friendly approach through cycles.

Aptar specializes in dispensing and packaging solutions used across healthcare, beauty, and consumer products. The business is supported by recurring demand, innovation, and long-term customer relationships — a solid foundation for steady growth.

Brady provides identification and workplace safety solutions used across a wide range of industries. With a niche focus and consistent execution, the company delivers stable cash flow and long-term growth potential.

This is where the long game plays out. Beyond the weekly $3,000 experiment, my family’s core portfolio is the real backbone — built for high-yield dividend growth, steady compounding, and financial security for years to come.

Here I’ll break down where things stand today, how the plan for this quarter looks, and why this portfolio is designed to cover every family expense while still growing stronger over time.

I’ve spent the past 20 years building businesses. That’s where most of my capital came from. But now, at 40 and with three kids, I want to stay involved in business and investing on my terms.

My goal? More time with family, freedom to focus on what matters, and a portfolio that pays me whether I’m working or not. That’s why in 2025, I’ve started transitioning to fully living off dividends.

The mission hasn’t changed: build a high-yield, dividend-growing portfolio that delivers steady cash flow and strong long-term returns.

With the MaxDividends Concept, my team and I scan markets across the U.S., Europe, and Asia to find financially strong companies with a track record of raising dividends. This way, I’m not just chasing price growth — I’m building a paycheck that grows by itself.

(*Dividend totals vary slightly due to exchange rates.)

This portfolio alone now pays over ~$7,838/month in dividends. Every dollar is reinvested, fueling even faster growth.

No purchases or transactions this week — everything stays the same. Just collecting dividends for now and waiting for May and June, my two biggest payout months so far this year.

✅ 90% High-Yield Dividend Growth Stocks – These names pay me consistently and raise dividends year after year.

✅ 10% Capital Growth Stocks – A smaller bucket for faster-growing companies. When I sell, half the profits go into new growth stocks and half into high-yield dividend payers.

Each hike locks in more income for life — steady raises with zero extra work.

My plan for 2026 is simple: keep adding new money and keep reinvesting every dollar of dividends.

A new quarter means it’s time to update the plan.

Looking back — starting from Q4 2025, my goal was to cross $7,000 in monthly dividend income. Then I set a more conservative target of $7,300 per month by the end of Q1 2026.

As of today, my portfolio generates about $7,700 per month in dividends. That means I’ve hit my targets — and I’m running ahead of schedule.

For Q2 2026, my goal is to cross $8,000 per month in dividend income.

This projection is based on the May and June payouts — typically the strongest months of the year. I expect total dividends during this period to come in around $40,000, plus additional increases from Japanese companies following their fiscal year-end.

All in, I believe it’s very realistic to reach this milestone by mid-summer.

That’s how this works: steady contributions, rising payouts, and the snowball doing the rest.

The strategy doesn’t change. I’m looking for stable, undervalued Dividend Eagles that start with solid yields and have the strength to keep paying and raising over time. Dividends are my lever — I collect them, reinvest them, and let compounding do the heavy lifting.

I won’t lock in specific tickers right now — opportunities shift as the quarter unfolds. What matters is scanning the best markets worldwide: the U.S., Canada, Japan, Australia, the U.K., and Europe, and picking financially strong companies that fit the MaxDividends Income System.

And for my kids? The playbook stays the same: $300 each, every quarter. Three kids, three portfolios, one steady strategy to build generational wealth.

The mission stays the same too: steady income, steady growth, and the freedom that comes from reinvesting.

Right now, it’s all about speeding up the cycle — dividends keep rising, capital keeps compounding, and every reinvested payout brings us closer to true financial freedom.

By 2033–2035, I expect my Core Portfolio alone to generate $16K–$18K/month in dividends. Combine that with my $12K-in-120-months experiment, and the total passive income goal is $30,000/month.

That’s full financial independence: family expenses covered, reinvestment rolling, and freedom secured.

That’s all for today’s update.

Wishing you steady growth and financial peace,
Max

💌 Questions or thoughts? Reach me anytime at [email protected]

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